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Federal law does not regulate or limit credit card swipe fees.

By contrast, a 2010 federal law cut swipe fees on debit cards nearly in half, to about 21 to 24 cents per transaction.

We understand that Amex isn't the most popular credit card among UK retailers and merchants and it can often be frustrating finding shops that do accept it.

That's why we've created this comprehensive list of UK high street shops, online stores and other companies which do accept American Express.

But those recommendations come with a suggestion: If an American Express is your everyday card, carry a Visa or Master Card — credit or debit — as a backup, just in case.

I work for a company that does the majority of its business online and this is the exact reason why we do not accept American Express cards as a matter of course. from the above link: "We've examined the digital adult content industry for a year and determined that there was an unacceptably high incidence of disputes about transactions," said American Express spokeswoman Joanne Fisher.Those that decide it is will pay the fees (and adjust their prices to absorb them).Those that don’t think so will decline to take Am Ex.Even though American Express’s acceptance is lower than its rivals, most retailers that take credit cards do accept American Express.And Nerd Wallet often recommends several Am Ex cards, such as the Blue Cash Preferred® Card from American Express for families who spend a lot at the grocery store and gas station, or The Platinum Card® from American Express for frequent travelers who appreciate luxury perks.

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